Workers' Comp 101: Industrial Insurance and Work Disability Prevention

One Day Course | 6.5 Hours

On-Demand Video
Cost: $225 Members, $375 Non-Members

Level: Basic/Introductory
Issues Covered: Validity | Medical | Compensation | Work Disability Prevention

The first step in our IIU's comprehensive, goal-oriented workers' compensation curriculum, this full-day workshop introduces the basic history and principles of industrial insurance including Washington's unique model under Title 51 RCW. This course also introduces the critical importance of work disability prevention and the insurance industry focus on worker-centric return to work practices. Attendees will receive a link to electronic study materials for use in this and subsequent workshops.

Topics Covered

  • History of Industrial Insurance
  • Introduction to industrial insurance principles
  • Insurance rates, classifications and experience rating
  • Washington Workers’ Compensation under Title 51 RCW
  • Claim validity of injury and occupational disease claims
  • Injury reporting and incident investigations
  • Compensability of injury and occupational disease claims
  • Basic calculations:
    • Wage rate
    • Time loss rates
    • Loss of earning power
    • Permanent partial disability awards
  • Department Medical Guidelines for treatment authorization
  • Medical Provider Network
  • The worker-centric approach to Work Disability Prevention
  • Light, Modified, and Transitional return to work models
  • Workers’ Compensation Culture in the workplace
  • Communication with injured workers and other system participants
  • Employability and vocational services
  • Claim closure and impairment awards
  • Resolving claim disputes and protests
  • The Board of Industrial Insurance Appeals and the Courts

As a condition of Labor & Industries approval for on-demand/self-study courses to satisfy the requirements of WAC 296-15-350 and 360 for state certification, we are required to have on-demand/self-study WWCP participants who intend to sit for the state certification exam complete an attestation form for each course in the curriculum verifying full participation, and successfully complete a brief quiz on the material covered. Each course quiz must have a 80 percent correct rate, and can be completed while reviewing the recording if necessary.